AML/CTF Tranche 2 · HR Systems Advisory

Compliance made practical.

Mello Consulting Group helps Australian SMEs meet their AML/CTF Tranche 2 obligations — and brings fifteen years of HR systems expertise to the organisations that need both.

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Est.2024
Based inSydney, AU
Commencement1 July 2026

From 1 July 2026, the rules change for approximately 90,000 Australian businesses.

Tranche 2 · Effective 1 July 2026

Real estate professionals. Accountants and tax agents. Lawyers and conveyancers. Trust and company service providers. Dealers in precious metals and stones.

If your business is one of them, you are about to become a reporting entity under the AML/CTF Act. You will need an enrolled business, a written program, verified customers, and staff who know what to do when something looks wrong.

Most SMEs don't have a compliance team. They have a principal, a bookkeeper, and a client list. Mello is built for that reality.

Five services. One standard.

AML/CTF readiness leads the practice today — the commencement date is near and the work is concrete. Underneath sits fifteen years of HR systems experience for the organisations that need strategic partners, not just vendors.

02 /

SuccessFactors Application Management

End-to-end management of SAP SuccessFactors — regular updates, performance monitoring, troubleshooting, and optimisation. Proactive rather than reactive. Your HR team focuses on people; we keep the system running.

HR Systems
03 /

People Analytics & Dashboards

Turning HR data into decisions. Custom dashboards, visualisations, and analytics that surface the signals leadership actually needs — workforce trends, engagement, attrition, capability gaps.

HR Systems
04 /

Tailored HR Solutions

When off-the-shelf doesn't fit. Customised configurations and integrations designed around the way your organisation actually works — not the way the software assumes you do.

HR Systems
05 /

Strategic HR Systems Consulting

Technology strategy, roadmap, and transformation advisory for HR leaders. Vendor-agnostic. Practical. Focused on the decisions that move organisational outcomes, not just implementation checklists.

HR Systems

One practitioner. Not a team of slide decks.

Angelo Jr Armas Founder · Principal Consultant

Mello Consulting Group is a personal practice — run by me, Angelo Jr Armas, not a committee.

Fifteen years in HR systems, eight of those specifically in professional learning and training design. I've built systems for enterprises, delivered training programs that stuck, and spent the last year building an AML/CTF Tranche 2 training product specifically for SMEs who don't have a compliance officer on staff.

The training content is being independently reviewed by specialist AML/CTF legal advisors before release. Credibility matters more than speed.

15
years in HR systems & advisory
08
years in professional learning & training design

Four principles. No jargon.

i.

Practical over theoretical

Every deliverable answers a specific question your business is actually asking. No frameworks that live in drawers.

ii.

Built for SMEs

The compliance and HR systems industries were built for enterprises. Our work is scaled for the reality of smaller businesses — fewer people, leaner budgets, direct decisions.

iii.

Honest about scope

If a problem is outside what we do well, we'll tell you — and where possible, point you toward someone who does. Trust compounds.

iv.

Current, not cached

Compliance content ages. We keep it reviewed, dated, and accurate — with a visible record of who last reviewed it and when.

If July is closer than you'd like, start now.

melloconsultinggroup@gmail.com
Based in
Sydney, Australia
Working with
Australian SMEs & medium enterprises
Open to
International partners